G.O.P. Republicans are weighing options for new health bill

G.O.P. Republicans are weighing options in order to gain support for their proposed health bill including keeping a tax on high income people and providing more money to combat the opioid epidemic and a new incentive for people to establish tax-free savings accounts for medical expenses. Another proposal they are considering would allow insurers to sell cheaper less comprehensive health plans if they also offered health plans that complied with consumer protection standards like those in the Affordable Care Act. If the proposed bill passes, what is sure is that projected Medicaid spending would be reduced 35 percent after 20 Continue Reading

How will possible cuts to Medicaid affect you?

How will possible cuts to Medicaid affect you? It depends on which state you live in as different states have different budgets for Medicaid especially as their coverage of home-based and community-based care for older adults. What experts agree on is that states will compensate additional cuts in services if the proposed Federal cuts pass Congress. Follow our link to read the entire NYT article. Plan on Growing Old? Then the Medicaid Debate Affects You By Ron Lieber | New York Times These are the stories we tell ourselves: I will never be poor. I will never be disabled. My Continue Reading

Proving Age Discrimination Is Difficult

As baby boomers continue to work past retirement age, age discrimination lawsuits are becoming more common. Two out of three workers between ages 45 and 74 say they have seen or experienced age discrimination, according to AARP. However, experiencing it and proving it are two different things. The federal Age Discrimination in Employment Act (ADEA) forbids employers with 20 or more employees to discriminate against people who are age 40 or older. The law prohibits an employer from discriminating in hiring, firing, wages, job assignments, promotions, or any other aspect of employment. It is also illegal to harass employees based Continue Reading

Testamentary Trust

Children came to the office because their father was in rehab with an upcoming discharge to the nursing home, and their mom was in the early stages of Alzheimer’s disease.  The children were concerned about getting their father the appropriate long term care, while also trying to protect mom so she could remain in the community until she would have to go to long term care.  Our office began preparing a MassHealth application and structuring their assets to protect them for the community spouse.  While in rehab, our client began failing and had to be rushed to the hospital.  When Continue Reading

Report Elder Abuse in Massachusetts – Call 1-800-922-2275

The Massachusetts Executive Office of Elder Affairs will centralize the Elder Protective Services abuse reporting system (elder abuse hotline) to a single phone number. The law office of Gosselin & Kyriakidis assists clients with elder care crisis situations. Report Elder Abuse by calling 1-800-922-2275. All calls (day or night, 7 days a week) will go directly to the Massachusetts-based call center at 1-800-922-2275, regardless of the location of the reporter or the elder. Elder-Abuse-hotline Continue Reading

How Changes to the American Healthcare Act Will Affect Medicaid

Proposed republican changes to the American Healthcare Act would modify changes in the health care system brought by the ACA and would also permanently restructure Medicaid, America’s largest government health care program. Medicaid pays for the long term care costs of 2/3 of nursing home residents, many middle-class Americans who spent all of their savings on care before becoming eligible for Medicaid. The proposed American Health Care Act would try to reduce the federal share of Medicaid spending by limiting how much the federal government would pay for each person enrolled in Medicaid. The results would be major reductions in Continue Reading

Medicaid Covers 1.4 Million People in Nursing Homes

A combination of longer life spans and spiraling health care costs has left an estimated 64 percent of Americans in nursing homes dependent on Medicaid. Medicaid covers 20% of all Americans, 40% of poor adults and most of the 1.4 million people in nursing homes. On June 22,2017, Senate Republicans proposed steep cuts to Medicaid. Under federal law, state Medicaid programs are required to pay for nursing home care but cuts at the federal level could result in states decreasing the amount they are willing to pay or restrict eligibility for coverage. To read the complete NYT article, follow our Continue Reading

New Protections for Nursing Home Residents

New Obama-era rules designed to give nursing home residents more control of their care are gradually going into effect. The rules give residents more options regarding meals and visitation as well as make changes to discharge and grievance procedures. The Centers for Medicare and Medicaid finalized the rules — the first comprehensive update to nursing home regulations since 1991 — in November 2016. The first group of new rules took effect in November; the rest will be phased in over the next two years. Here are some of the new rules now in effect: Visitors. The new rules allow residents Continue Reading

Two-thirds of Medicaid spending is dedicated to older or disabled adults

Medicaid is the largest safety net in the United States for low-income people; it accounts for 1/6 of all health care spending in the United States. Two-thirds of Medicaid spending is dedicated to older or disabled adults – this is mostly dedicated to paying for long-term care services like nursing homes. If the cuts to the American Health Care Act proposed by Congress pass in the Senate, it would cut Medicaid by over $800 billion, the largest single reduction in a social insurance program in the history of the United States. For more information about how these proposed Medicaid cuts Continue Reading

Study Finds That Social Security Workers Often Provide Incomplete Information

Americans are misinformed about many aspects of Social Security, and local Social Security offices may not be helping, according to a study by the Government Accountability Office (GAO). The study found that the Social Security field offices often did not provide key information that would help people make well-informed decisions about when to file for benefits. Deciding on the right time and the right way to apply for benefits can be confusing for many people. While you can apply for Social Security at age 62, your monthly benefit will be much lower than if you waited until your full retirement Continue Reading