Life and Long-Term Care Insurance Lawyers
Helping Families in Crisis
At Gosselin Law, we are often called in to help in times of crisis. In a typical situation, we will get a call from someone whose mom or dad has experienced a sudden onset of disability and must be placed in a care facility. At this point, Gosselin Law gets going — with results-oriented solutions.
We can review your situation and recommend strategies that can pay for long-term care in a nursing home facility. Often, these involve the use of life insurance, long-term care insurance, Medicaid qualifying annuities and other estate planning tools. These can enable your mom or dad to obtain residence in a facility while preserving your parent's assets.
Contact Gosselin Law today to learn more about your options.
Life and Long-Term Care Insurance Attorneys
Gosselin Law will prepare a personalized plan for you. We can help you find an appropriate nursing home or assisted living facility. Based on your loved one's situation and finances, we can recommend the right package of planning tools and financial vehicles that can qualify your loved one for Medicaid, without sacrificing your parent's lifesavings. These include annuities, life insurance, private long-term care insurance, Veteran's benefits and others.
One tool we might use is the purchase of a Medicaid qualified annuity. By reducing assets below the threshold your loved one can qualify for MassHealth/Medicaid-funded nursing home care. The government will take the income from that annuity, but it cannot touch the principal, which will eventually pass to your loved one's designated heirs.
It's Never Too Late to Plan
Though advance planning is always better, our firm can help you at any stage of your loved one's life. Gosselin Law stands ready to help you in your time of need.
Contact Us Today
We want to help your loved one get the residential care he or she deserves. Contact Gosselin Law today to schedule a consultation with a lawyer. We can meet with you in one of our five offices in the Boston, Massachusetts, area, or at another location.
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